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Interior designer business insurance in Minnesota for staging homes, condos, office design, home décor, and outdoor spaces. You developed that perfect balance, function, and harmony as an interior designer.
Business insurance for interior designers is general liability insurance, protecting your Minnesota interior decorating or design business from bodily injury and property damage claims. Common limits for general liability insurance are $1,000,000/$2,000,000 or more. That is how the limits of liability are expressed. The $1,000,000 is the occurrence limit (per claim). The $2,000,000 is the aggregate limit (maximum amount paid per policy year). There can be a deductible of $500, $1,000, or more. That should be considered when deciding to buy insurance. For a more detailed definition, just click here: General Liability Insurance You may also need professional liability insurance or error & omissions insurance.
You might qualify for a BOP, a business owner’s policy in Minnesota. This has general liability built right in, along with options for business personal property coverage, buildings, plus a bunch of other coverage’s small businesses like yours may need. It also normally includes business interruption insurance. This helps pay for bills, say there was a fire at your Minnesota shop. You may need to set up a temporary office until you are repaired.
In your occupation, you would be traveling to different homes or businesses. You may need commercial auto insurance. We handle that too!
If you have employees, workers’ compensation insurance is a must. It draws a line and protects you from lawsuits. Workers comp has two main benefits, financial assistance for injuries and payment for lost wages. Yes, we can handle workers’ compensation insurance for you also.
Let us design that perfect insurance program for your Minnesota interior design company. Read our Bio, then request your quote. Complete the short form to the right or give us a call by dialing 952-222-8073. Let’s do Business!
