Please complete our Minnesota Contractors Insurance quick quote form or call 952-469-0425.
Your Minnesota contractors insurance quote is just a click away! Contractors in Minnesota need liability protection from lawsuits and other liabilities that can crush your business and dreams. General liability insurance covers bodily injury and property damage claims. It covers your premises, products, operations, and completed operations.
Often Minnesota contractor insurance companies will include a deductible for property damage. Common deductibles often seen are $500, $1,000 or $2,500 for each claim. This should be taken into consideration when determining the proper insurance for your Minnesota contracting business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or claim.
The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. These liability limits exceed the Minnesota Department of Labor & Industry requirements for a contractor’s license. Actually, all of our policies satisfy the MN DOLI. For a more detailed definition, click here: General Liability Insurance.
Many contractors call us needing a certificate of insurance to get paid. Many general contractors will not even let you on the job site without insurance. The good news is, in most cases, we can get you proof the very same day, if not within minutes! We make getting a Minnesota contractor’s insurance quote and policy so easy.
With electronic signing on your smartphone or computer and then just a phone call to us with your payment information, you can be insured fast. We specialize in contractor’s insurance and offer some of the lowest rates in the state of MN. We love working with Minnesota contractors’ insurance and write coverage throughout the great state of Minnesota. Read our Bio, then request your quote. Give us a try, complete our simple form, or give us a call at 952-469-0425. Let’s do business!