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Both residential and commercial independent contractors should carry Minnesota janitorial insurance. Cleaning insurance is general liability insurance. This is the first insurance policy you would normally buy to protect your Minnesota business. Bodily injury and property damage insurance for your house cleaning business or office janitorial business. It protects from lawsuits and other legal liabilities that may come from an accident.
Common limits of coverage are $1,000,000/$2,000,000. The $1,000,000 is the occurrence limit, meaning it is the maximum amount paid for a single claim or loss. The $2,000,000 is called an aggregate limit.
This is the maximum amount paid out in on policy year or policy term. There can also be a property damage deductible. This is often $250, $500 or $1,000. You should also take this into account when deciding to buy insurance coverage for your Minnesota business. For a more detailed definition, click here: General Liability Insurance
If it’s just you or your entire team and is looking for a Minnesota janitorial cleaning insurance quote, Minnesota house cleaning insurance quote, or MN office cleaning insurance quote, you have come to the right place. We shop multiple insurance companies, compare and then get you the best rate. Also, we are comparing exactly the coverage you need, not what you don’t. If we see you are missing something in your insurance plan, we will discuss recommendations and explain.
Find out how experienced, honest agents do business. We compare multiple Minnesota insurance companies to find you the right price and the best fit. Read our Bio, then request your quote. Complete the short form to the right or call us at 952-222-8073. Let’s do business!
